Why ScoreNavigator?

Why We Are Successful

Because having a good financial and credit profile has become essential in our society, ScoreNavigator's target market is enormous. It encompasses a huge spectrum of people and the companies who evaluate their financial stability.

ScoreNavigator uniquely analyzes a credit report and singularly calculates how many points are being deducted from our customers' overall credit scores (generated by each of the major three Credit Bureaus TransUnion, Experian and Equifax). We are unaware of any other entity that has this capability. Special software analyzes financial data allowing consumers to strategically spread residual income to stabilize and grow their credit portfolio.

An integral piece of the program is providing members ongoing, up-to-date credit education material so they do not make the mistakes of the past.

ScoreNavigator equips its customers with a myriad of benefits and services. We handle many of the financial affairs of credit challenged customers such as budgeting software which enables them to truly determine whether or not they can realistically afford or maintain obligations such as mortgages and car loans.

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What We Offer

ScoreNavigator offers a suite of credit coaching services and financial tools to help people just like you gain more control over their financial lives.


Keep your financial life organized with an easily accessible dashboard with all the tools and resources you need to optimize your credit score.

Full Credit File

Full Credit File

Pull your entire credit score through all three credit bureaus to see what's impacting your score for better or worse.

Target and Money Simulators


Easily map out an actionable strategy for achieving your desired credit score with personalized simulators.

Credit Coaching

Credit Coaching

Receive professional advice and support for optimizing your credit score.

Financial Tools

Financial Tools

Get all the tools, programs, and resources you need to set up and maintain a healthy financial lifestyle.

Credit and Financial Support

Credit & Financial Support

Stay on top of your financial life and credit score with professional and personalized support.

Credit Monitoring and Alerts

Credit Monitoring & Alerts

Receive Credit Bureau and System Alerts via email and in your online Member's Portal as they happen.

Identity Theft Protection

Identity Theft Protection

Stay in the know with real-time Credit Bureau and System Alerts sent directly to your email.

Point Deduction Technology

Point Deduction Technology®

Simplify the impact of key decisions on your credit score with an easy-to-understand, point-based system.

Why ScoreNavigator?

Why should you choose ScoreNavigator? How are we different?

24/7 Easy Access to your Credit Reports and Scores

Interactive Financial and Budget Programs and Tools

Analyzed Credit Data and Scores

Alerts & Notifications

ID Theft Assistance & Recovery

Target Score, Manual, and Money Simulators

Comprehensive Credit Advice, Credit Laws, Credit Education & Testing

Over 40 years experience in the Credit & Financial Industry

Recommendations on the best day to have your credit reviewed for financing

A+ Rating with the Better Business Bureau

Get Started!

Start working with ScoreNavigator where you are provided detailed steps on how to maximize your score.