Why ScoreNavigator?

Why We Are Successful

In today's world, maintaining a strong financial and credit profile is crucial. ScoreNavigator understands this need and has designed products that serve a wide array of individuals and businesses that rely on financial stability and credit health assessments. Our solutions cater not only to consumers but also to the mortgage industry, with a proven track record of success.

ScoreNavigator's consumer platform provides an in-depth analysis of credit reports, offering unique insights into how many points are being deducted from a consumer's overall credit score as generated by the three major credit bureaus: TransUnion, Experian, and Equifax. Our innovative technology empowers consumers to strategically allocate their residual income, optimizing their credit portfolios for better stability and growth.

We are proud to partner with over 25 mortgage credit reporting agencies and support more than 130,000 loan officers across the country. Our ScoreNavigator Mortgage product is specifically designed to assist loan officers and mortgage brokers in guiding their clients toward better credit scores, helping to secure favorable mortgage terms. By identifying point deductions and offering actionable steps, we give mortgage professionals an edge in improving client creditworthiness.

What sets ScoreNavigator apart is not only our unique software but also our commitment to providing ongoing, up-to-date credit education. We ensure our customers are well-informed so they avoid repeating past financial mistakes.

Additionally, ScoreNavigator offers an array of financial tools to help consumers, particularly those with credit challenges. Our budgeting software assists users in evaluating whether they can realistically afford financial obligations like mortgages or car loans, providing peace of mind and long-term financial success.

With products tailored to both consumers and the mortgage industry, ScoreNavigator has become a trusted partner for individuals, loan officers, and mortgage brokers in improving credit health and achieving financial goals.

What We Offer

ScoreNavigator offers a suite of credit coaching services and financial tools to help people just like you gain more control over their financial lives.

Dashboard

Keep your financial life organized with an easily accessible dashboard with all the tools and resources you need to optimize your credit score.

Full Credit File

Full Credit File

Pull your entire credit score through all three credit bureaus to see what's impacting your score for better or worse.

Target and Money Simulators

Simulators

Easily map out an actionable strategy for achieving your desired credit score with personalized simulators.

Credit Coaching

Credit Coaching

Receive professional advice and support for optimizing your credit score.

Financial Tools

Financial Tools

Get all the tools, programs, and resources you need to set up and maintain a healthy financial lifestyle.

Credit and Financial Support

Credit & Financial Support

Stay on top of your financial life and credit score with professional and personalized support.

Credit Monitoring and Alerts

Credit Monitoring & Alerts

Receive Credit Bureau and System Alerts via email and in your online Member's Portal as they happen.

Identity Theft Protection

Identity Theft Protection

Stay in the know with real-time Credit Bureau and System Alerts sent directly to your email.

Point Deduction Technology

Point Deduction Technology®

Simplify the impact of key decisions on your credit score with an easy-to-understand, point-based system.

Why ScoreNavigator?

Why should you choose ScoreNavigator? How are we different?

24/7 Easy Access to your Credit Reports and Scores

Interactive Financial and Budget Programs and Tools

Analyzed Credit Data and Scores

Alerts & Notifications

ID Theft Assistance & Recovery

Target Score, Manual, and Money Simulators

Comprehensive Credit Advice, Credit Laws, Credit Education & Testing

Over 40 years experience in the Credit & Financial Industry

Recommendations on the best day to have your credit reviewed for financing

A+ Rating with the Better Business Bureau

Get Started!

Start working with ScoreNavigator where you are provided detailed steps on how to maximize your score.