Privacy Policy

Privacy Policy

The ScoreNavigator, Inc is a leading online credit report provider, ScoreNavigator's goal is to enhance the quality of its customers' lives by maximizing their financial and credit worthiness. This includes making sure that credit reports accurately reflect financial responsibility and educating the consumer about how finance and credit impacts a vast array of today's decision makers whether they be lenders, employers, insurers or other industry. ScoreNavigator seeks to provide financial freedom for its customers by providing the tools to understand and manage their finances and credit.

We understand that you are aware of and care about your own personal privacy interests, and we take that seriously. This Privacy Notice describes the ScoreNavigator, Inc’s policies and practices regarding its collection and use of your personal data, and sets forth your privacy rights. We recognize that information privacy is an ongoing responsibility, and so we will from time to time update this Privacy Notice as we undertake new personal data practices or adopt new privacy policies.

How We Collect and Use (Process) Your Personal Information

ScoreNavigator, Inc collects personal information about its website visitors and customers. With a few exceptions, this information is generally limited to:

  • name
  • address
  • social security number
  • date of birth
  • email
  • phone number
  • credit data

We use this information to provide prospects and customers with services.

We do not sell personal information to anyone and only share it with third parties who are facilitating the delivery of our services.

From time to time, ScoreNavigator, Inc receives personal information about individuals from third parties. Typically, information collected from third parties will include further details on your employer or industry. We may also collect your personal data from a third-party website.

Use of the Website

As is true of most other websites, ScoreNavigator, Inc’s website collects certain information automatically and stores it in log files. The information may include internet protocol (IP) addresses, the region or general location where your computer or device is accessing the internet, browser type, operating system and other usage information about the use of ScoreNavigator, Inc’s website, including a history of the pages you view. We use this information to help us design our site to better suit our users’ needs. We may also use your IP address to help diagnose problems with our server and to administer our website, analyze trends, track visitor movements, and gather broad demographic information that assists us in identifying visitor preferences.

ScoreNavigator, Inc has a legitimate interest in understanding how members, customers and potential customers use its website. This assists ScoreNavigator, Inc with providing more relevant products and services, with communicating value to our sponsors and corporate members, and with providing appropriate staffing to meet member and customer needs.

Cookies and Tracking Technologies

We may provide hyperlinks or pointers to other web sites maintained by third parties. Any links to third party web sites are provided for your convenience and information only. The content in any linked web site is not under our control so we are not responsible for the content, including any further links in a third party site. If you decide to access any of the third party sites linked to our web site, you do this entirely at your own risk. It is up to you to take precautions to ensure that the third party you link to for your use is free of computer viruses, worms, trojan horses and other items of a destructive nature. We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not mean that we endorse, authorize or sponsor that web site. It also does not mean that we are affiliated with the third party web site's owners or sponsors. If a third party links to our web site, it is not necessarily an indication of an endorsement, authorization, sponsorship, affiliation, joint venture or partnership by or with us. In most cases, we are not aware that a third party has linked to our web site.

Some of the cookies and tracking technologies that we use on our website are strictly necessary and they are there to technically enable the website and its components as well as to enable security measures. Strictly necessary cookies are activated without user consent because these are necessary for the website to work properly and in a secure way. All other cookies and tracking technologies not classified as strictly necessary are subject to consent from website visitors.

Sharing Information with Third Parties

The personal information ScoreNavigator, Inc collects from you is stored in one or more databases hosted by third parties located in the United States. These third parties do not use or have access to your personal information for any purpose other than cloud storage and retrieval. On occasion, ScoreNavigator, Inc engages third parties to send information to you, including information about our products, services, and events.

We do not otherwise reveal your personal data to non-ScoreNavigator, Inc persons or businesses for their independent use unless: (1) you request or authorize it; (2) it’s in connection with ScoreNavigator, Inc-hosted and ScoreNavigator, Inc co-sponsored conferences as described above; (3) the information is provided to comply with the law (for example, compelled by law enforcement to comply with a search warrant, subpoena, or court order), enforce an agreement we have with you, or to protect our rights, property or safety, or the rights, property or safety of our employees or others; (4) the information is provided to our agents, vendors or service providers who perform functions on our behalf; (5) to address emergencies or acts of God; or (6) to address disputes, claims, or to persons demonstrating legal authority to act on your behalf. We may also gather aggregated data about our services and website visitors and disclose the results of such aggregated (but not personally identifiable) information to our partners, service providers, advertisers, and/or other third parties for marketing or promotional purposes.

The ScoreNavigator, Inc website connects with third party services such as Facebook, LinkedIn, Twitter and others. If you choose to share information from the ScoreNavigator, Inc website through these services, you should review the privacy policy of that service. If you are a member of a third-party service, the aforementioned connections may allow that service to connect your visit to our site to your personal data.

Data Subject Rights

The California Consumer Privacy Act (CCPA) and other countries’ privacy laws provide certain rights for data subjects. Data Subject rights under CCPA include the following:

  • Right to be informed
  • Right of access
  • Right to rectification
  • Right to erasure
  • Right to restrict processing
  • Right of data portability
  • Right to object
  • Rights related to automated decision-making including profiling

This Privacy Notice is intended to provide you with information about what personal data ScoreNavigator, Inc collects about you and how it is used.

If you wish to confirm that ScoreNavigator, Inc is processing your personal data, or to have access to the personal data ScoreNavigator, Inc may have about you, please contact us.

You may also request information about: the purpose of the processing; the categories of personal data concerned; who else outside ScoreNavigator, Inc might have received the data from ScoreNavigator, Inc; what the source of the information was (if you didn’t provide it directly to ScoreNavigator, Inc); and how long it will be stored. You have a right to correct (rectify) the record of your personal data maintained by ScoreNavigator, Inc if it is inaccurate. You may request that ScoreNavigator, Inc erase that data or cease processing it, subject to certain exceptions. You may also request that ScoreNavigator, Inc cease using your data for direct marketing purposes. In many countries, you have a right to lodge a complaint with the appropriate data protection authority if you have concerns about how ScoreNavigator, Inc processes your personal data. When technically feasible, ScoreNavigator, Inc will—at your request—provide your personal data to you.

Reasonable access to your personal data will be provided at no cost. If access cannot be provided within a reasonable time frame, ScoreNavigator, Inc will provide you with a date when the information will be provided. If for some reason access is denied, ScoreNavigator, Inc will provide an explanation as to why access has been denied.

For questions or complaints concerning the processing of your personal data, you can email us at

Data Storage and Retention

Your personal data is stored by ScoreNavigator, Inc on its servers, and on the servers of the cloud-based database management services ScoreNavigator engages, located in the United States. ScoreNavigator retains service data for the duration of the customer’s business relationship with the ScoreNavigator and for a period of time thereafter, to analyze the data for ScoreNavigator, Inc’s own operations, and for historical and archiving purposes associated with ScoreNavigator's services. ScoreNavigator retains prospect data until such time as it no longer has business value and is purged from ScoreNavigator systems. All personal data that ScoreNavigator, Inc controls may be deleted upon verified request from Data Subjects or their authorized agents. For more information on where and how long your personal data is stored, and for more information on your rights of erasure and portability, please contact us at:

Children's Data

We do not knowingly attempt to solicit or receive information from children.

Questions, Concerns or Complaints

If you have questions, concerns, complaints, or would like to exercise your rights, please contact us at:

ScoreNavigator, Inc.
871 Lee Rd, Suite C
Macon, GA 31204


Data Security

Concerned about your Data Security?

View ScoreNavigator's Data Security page

Get Started!

Start working with ScoreNavigator where you are provided detailed steps on how to maximize your score.